Employee Medical Insurance

Employee medical Insurance pays for the costs of medical treatment while the employee is under the employment of the company up to the limits of his or her entitlement.

In some cases, the Company may extend its benefits to the dependents of their employees and these benefits often includes
- Cost of hospitalization due to an accident or illness
- Cost of Specialist consultation and treatment
- Death or Total Permanent Disablement benefit with Term Life coverage
- Accidental Death, Total Permanent Disablement or Partial Disablement benefit with Accident & Dismemberment coverage
- Loss of Income with Disability Income benefit
- Dental & Maternity Benefits
- Travel Insurance coverage for executive who travel for business

As the cost of medical care rises, employee medical insurance has become an essential part of an employee remuneration package when one is looking at joining a new employment.

Statistics has shown, a company has lower turn over of staffs when they have a comprehensive employee medical insurance in placed. This is interpreted as Less cost and expenses is incurred to put into training new staffs.

Many Companies fail to see the needs to examine their employee medical insurance once is in placed. If employee medical insurance benefits are not updated with the ever changing needs of the employees and rising medical, this can mean wasted money.

We share a common goal, that is to have a cost effective and flexible solutions that are tailored to meet the diversity of needs of the companies and their employees.

When it comes to insurance, it is never about product. It is always about service and benefits. Both Individual and Company have to make informed choices as to what they want to do with their insurance program.

Our approach is simple, cost effective and solutions targeted. http://www.nexusriskmgt.com