Tuesday, April 7, 2009

Boiler Replacement and Home Insurance

Home improvements can range from changing the exterior of the property - such as the addition of a conservatory or a textured effect to the outside walls - to reworking the interior systems, such as the heating and water systems.

Major work such as replacing a boiler or the construction of outside extensions can be a costly business, and not just in the sense of how much you pay for the items themselves.

However, before the plans can go ahead, there's the long list of things to check, such as measurements, architectural plans and making sure the areas that need to be worked on are clear and easily accessible.

One of the most common home improvement methods is boiler replacement, with many households choosing to upgrade to a more energy efficient combi-boiler system. Many utility companies will also offer the option of heating and boiler insurance.

Heating and boiler insurance offers peace of mind should anything happen with your system. Engineers will usually be available for 24-hour emergency call outs, and depending on how much you want to spend on a policy, these insurance policies will cover all parts of the system - including thermostats, radiators and the internal pipework as well as the boiler unit itself.

Cover is available from many of the utilities companies, but it can be worth looking into whether you can add a similar sort of cover to your existing house insurance policy. Many companies will offer additional cover as part of buildings insurance; however it's best to double check what aspects will be covered, such as call out charges and which parts of the system may be excluded from such a policy.

Before you rush into any major home improvement work, it is best to contact your house insurance company in order to discuss any policy changes as a result of any work. Any major undertaking could potentially have an effect on your buildings and contents insurance policy, which is why it's important to double check many factors before going ahead with renovation or extension plans.

Looking for a better deal on your buildings and contents insurance? Compare a wide range of house insurance and buildings insurance to find a deal that suits you and your property.

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